AIPP — Ayoun Instant Payments Platform

Instant payments switch for Zambia and SADC: persistent ledger, alias directory, offline tokens, shared fraud intelligence.

Open the Kwacha Pay demo app →

Start here

• Kwacha Pay demo — consumer, merchant, agent and operator views
• Interactive API reference (OpenAPI)
• Run the narrated end-to-end demo (isolated schema, plain text)
• Health — database, Redis and ledger head

API keys

Every data endpoint needs an X-API-Key header. Keys are stored hashed; partners receive theirs from Ayoun. The demo app uses a public demo key served at /app/config.js.

Try a payment

curl -X POST https://staging.aipp.ayoun.co.zm/payments -H "X-API-Key: $AIPP_KEY" -H "Content-Type: application/json" -d '{
  "payer_alias": "jaweed@zanaco.zm", "payee_alias": "chanda@mtn.zm",
  "amount": 250, "device_id": "dev-jaweed-phone", "idempotency_key": "try-1"}'

Ayoun Group · pilot environment.